Terms and Conditions
Please read these terms and conditions carefully before using Independent Online Casinos (timebanks.co.uk). By accessing or using our website, you agree to be bound by the terms set out below. If you do not agree, you should not use this site.
1. About This Site
Independent Online Casinos is an independent comparison and review website that provides editorial assessments of, and information about, online casinos that operate outside the GamStop self-exclusion scheme. We do not operate any gambling service ourselves. All gambling services — including the acceptance of bets, the operation of games, and the management of player accounts — are provided exclusively by the third-party operators listed on this site.
Our editorial team researches and reviews the casinos featured here. Positions in our ranked lists reflect our independent assessment. We do not sell rankings, and a commercial relationship with an operator does not buy a higher position.
2. Affiliate Disclosure
Independent Online Casinos earns revenue through affiliate partnerships. When you follow a link from this site to a casino and subsequently register or deposit, we may receive a commission from that operator. This commission is paid by the operator and does not add any cost to you as a player.
Our affiliate relationships do not determine our editorial ratings, rankings or written assessments. Operators who do not hold an affiliate agreement with us may still be reviewed and listed where we consider them relevant to our readers. Where a commercial relationship exists with any operator featured on a page, this is noted clearly before the commercial content begins.
3. Age Restriction
You must be at least 18 years old to use this website. By accessing timebanks.co.uk, you confirm that you are 18 or over. Independent Online Casinos does not promote gambling to anyone under the age of 18, and all casino operators linked from this site are expected to carry out age-verification checks in line with the laws of their licensing jurisdiction.
If you are concerned about a young person accessing gambling content, please make use of parental-control tools available through your internet service provider or device settings.
4. Who This Site Is For
The information on timebanks.co.uk is intended for adults in Great Britain who are researching online casino options, including casinos that are not registered with the GamStop self-exclusion programme. We provide factual comparisons, editorial reviews and general guidance. We do not provide legal advice, financial advice or any guarantee of outcome.
It is your responsibility to ensure that accessing and using any online casino is lawful in your jurisdiction before you register or deposit.
5. Accuracy of Information
We make every reasonable effort to ensure that the information published on this site — including welcome offers, bonus percentages, payment methods, game availability and operator details — is accurate and up to date at the time of publication. However, casino offers and their terms change frequently and without notice.
You should always verify the current terms and conditions directly with the casino operator before registering, depositing or claiming any offer. Independent Online Casinos accepts no liability for losses arising from reliance on information that has since changed.
Bonus offers shown on this site are those provided to us by operators or verified through our research process. They are subject to the operators' own wagering requirements, eligibility conditions, time limits and caps. Material conditions are shown alongside each offer where they have been supplied to us.
6. No Guarantee of Winnings
Nothing on timebanks.co.uk should be read as a suggestion that you will win money, that any strategy will improve your odds, or that any particular casino offers better returns than another. Gambling involves financial risk. Games of chance have outcomes that cannot be predicted, and the house edge means that, over time, most players lose more than they win.
You should only gamble with money you can afford to lose. Independent Online Casinos does not accept any responsibility for financial losses incurred by users of this site or by users of any casino linked from it.
7. Responsible Gambling
Independent Online Casinos is committed to promoting responsible gambling. If you feel that your gambling may be causing harm to yourself or others, or if you wish to set limits on your play, please visit our responsible gambling guidance page for practical tools, self-assessment resources and links to support organisations in Great Britain.
Several operators listed on this site offer their own responsible gambling tools, including deposit limits, session timers and self-exclusion options directly through their platform. These are separate from the GamStop scheme and are managed by the individual operator.
8. Intellectual Property
All original content on timebanks.co.uk — including written reviews, editorial ratings, comparison tables, page structure and site design — is the property of Independent Online Casinos or its content contributors and is protected under applicable copyright law. You may not copy, reproduce, republish, scrape, distribute or otherwise exploit any part of this site's content without our prior written consent.
Brand names, logos and trademarks belonging to the casino operators featured on this site remain the property of those operators. Their appearance on timebanks.co.uk does not imply endorsement of this site by those operators, nor does it imply any formal partnership beyond a stated affiliate relationship where one exists.
9. Third-Party Websites
timebanks.co.uk contains links to third-party websites, primarily the casino operators reviewed on this site. We have no control over the content, privacy practices or terms of those websites. Linking to an operator does not constitute an endorsement of all of its practices, and we encourage you to read the terms and privacy policy of any site you visit before providing personal or financial information.
Independent Online Casinos accepts no responsibility for the content or conduct of any third-party website, including any casino you choose to register with after visiting this site.
10. Limitation of Liability
To the fullest extent permitted by applicable law, Independent Online Casinos and its operators, employees and contributors shall not be liable for any direct, indirect, incidental or consequential loss arising from:
- your use of, or inability to use, this website or any casino linked from it;
- errors, inaccuracies or omissions in the content published on this site;
- any change to a casino's offer, terms, availability or licence status after the date of our last review;
- any gambling losses incurred at any operator referenced on this site.
Nothing in these terms limits our liability for fraud, death or personal injury caused by our negligence, or any other liability that cannot be excluded under the laws of England and Wales.
11. Privacy
Independent Online Casinos collects limited data through this website in order to operate the site and improve the user experience. We do not sell personal data to third parties. For full details of how we handle your information, the cookies we use, and your rights under applicable data-protection law, please contact us directly.
12. Changes to These Terms
We reserve the right to amend these terms and conditions at any time. Updated terms will be posted to this page, and the date shown at the top of the page will be revised accordingly. Your continued use of timebanks.co.uk after any change is posted constitutes your acceptance of the revised terms.
We recommend checking this page periodically if you use this site regularly. For a broader picture of what we do and how our reviews work, see the About Us page.
13. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from your use of this website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
14. Contact
If you have any questions about these terms, or if you wish to raise a concern about content published on this site, please get in touch via our contact page or write to us at [email protected]. We aim to respond to all enquiries within five working days.